How to request a mini-credit at Crediterion
The steps to follow to request a mini loan in Crediterion are similar to the rest of online financial institutions that grant credits with payment in a few minutes:
1.- Access your website Crediterion and the first thing you will find is a selector where you choose the amount you need and the time to return the money. As we said before, 300 euros maximum if it is the first operation and 1,400 for the already customers.
2.- Next, they show you a form where you have to enter your personal information, first name, last name, address, mobile phone number, email address and economic data, where you work if you have payroll or do not pay, rent, etc.
3.- Once the form is completed, you must send a copy of your ID or resident card and justification of what you enter or what you earn, that is, payroll, unemployment, rents, etc.
4.- If Crediterion authorizes you the credit, you send a contract by email that you must accept and then pay the money in a few minutes by crediting it in the bank account that you previously informed.
How the money loaned by Crediterion is returned
Upon the expiration of the loan or earlier if you consider it necessary, you have two ways to cancel the loan:
1.- By credit card , enter the website of Crediterion with your username and password, enter your card details, number, expiration date and the 3 control digits on the back of the card and they cancel the loan automatically.
The advantage you have using this form of amortization is that you can immediately request another credit since the first or previous one has been paid successfully.
2.- By bank transfer from your account to Crediterion in any of the banks that inform you on their website that are currently the main ones so that your income is identified. In this case, if you want to request another loan, you will have to wait until the financial company receives the money and allocates it to the payment of your operation.
Urgent Loans with financial credit institutions in Crediterion
In Crediterion, as in the rest of the financial companies, they consult the register of defaulters RAI and financial credit institutions, therefore, if you need Urgent Loans while in financial credit institutions, you should know that only being on said list of defaulters will be an additional difficulty to get the money fast you need. However, as we have indicated on other occasions, it depends on the amount in which your name appears in arrears and the reason for it. When the amount is less than 1,000 euros and the cause of having stopped paying is from a mobile phone bill or from other companies, financial companies tend to be more understanding and can grant loans with financial credit institutions.
If the amount you owe and have registered in financial credit institutions is motivated by having stopped paying other previous loans from banks or financial and also the non-payment of credit cards, with certainty that your request will be denied. In these cases an alternative would be that another trustworthy person will request the credit on your own and you will have the money at the expiration.
Requirements for requesting a mini credit at Crediterion
To apply for a loan in Online credit, you will have to meet some minimum requirements:
1.- Being over 21 years old
2.- Have the residence in Spain that will show with the DNI or with the resident card in the case of foreigners
3.- Have a savings account or current account in a bank and be active.
4.- Demonstrate a periodic income of payroll, grants, unemployment etc.
5.- Have an active mobile phone and an email address.